Scenario playbooks

Playbooks

Step-by-step playbooks for the three moments when home insurance turns into a problem: a non-renewal notice in the mail, a house in a fire or flood zone going into escrow, or a renewal premium that just jumped 30%. Dated, sourced, no phone-number required.

verified 2026-05-11

Playbook

If you just got a non-renewal notice

What it means, how long you have, and exactly what to do this week.

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Buying A house in a fire or flood zone What your lender needs and by when. A realistic cost range. Don't kill the deal at the binder step.
Renewing When your premium just jumped 30% Why it happened. Whether you can dispute. How to shop without getting spammed.